Halifax is an insurance and finance company in the United Kingdom. It is an extension of Lloyds banking group. Halifax is considered to be the UK’s biggest Halifax Mortgage Rates provider of saving accounts and residential mortgages. But, keeping these aside, no one likes to stand in the bank queue for long hours. In fact, nobody has the time to do so. In order to make things easier, Halifax has started its own internet banking. Halifax internet banking has enabled its customers to make most of their transactions online, by logging on to its official website.
Through internet banking, Halifax has Current Halifax Mortgage Rates brought all the accounts of its customers to a single portfolio. It can include share dealing and credit cards also, if those services are chosen. There is an attractive as well as innovative service known as the websaver which is exclusively available in Halifax internet banking, which draws a high interest rate while allowing the customers to monitor their accounts. It is useful for saving money for the future. The user has access to mortgage calculator to find the right option. Another feature in this type of banking is that the customers can see a large number of transaction statements. It gives the freedom to transfer money to any bank in the UK which includes paying bills also. It is possible to schedule the transactions to any date. Another feature provided is, the holiday money service in which the customers can order currency of any country online. It also provides travel insurance. These benefits have helped its customers from getting away from the tedious form-filling procedure. But there are some loop holes also. There is a limit to viewing transactions and it has no option for downloading data. The website is fully protected from hacking and frauds and there is no financial risk in using the services. While logging into the online account, the user is asked for three types of information. The first two are the username and password. The third information changes from time to time. For example, the user may be asked to enter his birth date or birthplace. There is a help button in the website, where the user can clear any query.